U.S. Small Business FundingMade Simple

    Talk to a Small Business Funding Expert Today and know how much you qualify for. Access to 75+ commercial lenders with real-time portal access.

    We provide loans from $10K to $5M

    U.S. small businesses only. This funding offer is not available to businesses outside the United States.

    Serious applicants only. Please apply only if you are a business owner or manager who is seriously interested and ready to take a business loan or line of credit. A loan broker representative will call you as soon as possible after you submit your application. Please do not apply just to see whether you get pre-approved. Submitting false information is fraud.

    Small-business owner standing in a colorful independent shop

    Estimate Your Loan Amount

    See how much your business may qualify for in seconds

    Available to small businesses located in the United States only.

    All you need to qualify is:

    • 4 months in business
    • $10K+ in monthly sales or $120K+ in annual sales
    • No Minimum FICO

    "Your credit score will influence how much you can qualify for. Results shown are for illustration purposes only."

    Your Monthly Sales Volume

    $10,000
    Monthly Sales
    $10,000$500,000
    You Could Qualify For
    $17,000
    *Results shown are for illustration purposes only
    Request a Call from a Loan Manager

    Serious applicants only. A loan broker representative will call as soon as possible after submission. Do not submit false information or apply just to test pre-approval.

    Smile with Confidence

    25,000+ Customers Trust Us!

    Trustpilot
    4.9
    Based on 1,082 reviews
    Google
    5.0
    Highly Rated
    Best Company
    5.0
    358 Real Reviews

    Products & Services

    Don't Limit Yourself - Shop between multiple products to get the best deal

    Term Loans + Working Capital

    Use for investments in your business, such as expansion projects or large purchases. Get the funds you need upfront with great rates.

    $10,000 - $5 Million
    6 Months - 10 Year Terms
    Funding in 1 - 3 Days

    Business Lines of Credit

    Flexible access to funds when you need them. Only pay interest on what you use with the option to apply for more when needed.

    $10,000 - $5 Million
    6 Months - 10 Year Terms
    Funding in 1 - 3 Days

    SBA Loans

    Government-backed loans with competitive rates and longer repayment terms for qualified businesses.

    $10,000 - $5 Million
    10 - 25 Year Terms
    Funding in 30 - 45 Days

    Equipment Financing

    Finance new or used equipment for your business. The equipment serves as collateral, making approval easier.

    $10,000 - $5 Million
    1 - 6 Year Terms
    Funding in 2 - 5 Days

    AR + PO Financing

    Turn your outstanding invoices or purchase orders into immediate working capital to grow your business.

    $100K+ aged up to 90 days
    As Long as Client Wants to Leverage
    Funding in 2 - 5 Days

    Commercial Real Estate

    Finance the purchase or refinance of commercial property for your business operations or investment.

    $250,000 - $10 Million
    10 - 30 Year Terms
    Funding in 25 - 40 Days

    What Our Customers Say

    Real experiences from real business owners

    "I had an amazing experience with ROK Financial! My finance advisor was fantastic and impressed me with his professionalism and deep knowledge of business funding through the entire process. From application to funding, the entire process was incredibly easy and smooth. Thank you for everything. I highly recommend them!"

    Bob J. - satisfied customer
    Bob J.
    Business Owner

    "The entire process was truly seamless. My finance advisor was very insightful and extremely helpful. Great to work with. Would recommend ROK Financial to any small business owner looking to expand their business on whatever level is needed."

    Misty W. - satisfied customer
    Misty W.
    Business Owner

    Ready to Grow Your Business?

    Take the next step toward securing the funding you need

    Get matched with the best financing options in minutes

    Apply Now

    Request a Call from a Business Financing Advisor

    Speak with an expert about your financing options

    Request Call
    Serious applicants only. Apply only if you are ready to take a business loan or line of credit. A loan broker representative will call as soon as possible after submission. Do not apply just to test pre-approval or submit false information.

    U.S. small businesses only.

    No Minimum FICO
    Same Day Funding
    Access to 75+ Lenders

    Business Loan Calculator

    Calculate your monthly payments and total loan cost

    Enter Your Loan Information

    Note: This calculator provides an estimate based on the standard amortization formula. Actual rates and terms may vary based on your business profile and lender requirements.

    Your Loan Cost Breakdown

    Monthly Payment

    $4,349.42
    Average Monthly Interest
    $182.75
    Number of Years
    1.0
    Total Interest
    $2,193.06
    Total Borrowing Cost
    $52,193.06

    To borrow $50,000 over a 1 year term, your monthly payment will be $4,349.42 at an interest rate of 8%.